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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency. These loans are originated by private lenders such as banks, credit unions, and mortgage companies, and they follow guidelines established by government-sponsored enterprises (GSE’s) like Fannie Mae and Freddie Mac.

It is important to note that loan requirements have the potential to change over time, and specific details may vary depending on the lender and loan program. If you are considering a confirming loan, it is advisable to consult with our professionals at Sterling Financial Services who can provide you with the most up-to-date and accurate information based on your specific circumstances.

Conventional Loan Limits: Number of Units Maximum Original Principal Balance
1 $726,200
2 $929,850
3 $1,123,900
4 $1,396,800